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Sherria E. Mustin, 26, of St. Paul, slipped through the collector screening process -- twice. Mustin, like Song, had a criminal past. In 2005, she stole a friend's identity to buy a $1,460 computer online, then left a message on her friend's answering machine, "By the way, thanks for the computer," according to a criminal complaint. While the swindling charges were pending in court, she checked "no" on the debt collector registration form asking if she had ever been charged with a crime. In April 2006, Mustin was convicted of gross misdemeanor theft. Two months later, she was approved to work as a debt collector at the same firm that employed Song, state records show. However, the job Skiptracing apps did not last long. In August 2007, police arrested Mustin at work and accused her of persuading a co-worker to cash counterfeit traveler's checks, netting $1,029.

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